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HVAC Rebates & Financing in Pierce County: Prequalify in Minutes
Upgrade your heating and cooling now, pay over time. See what you qualify for in about 60 seconds with no impact to your credit score. Questions first? Call (253) 370-8641.
Prequalify for HVAC Financing
Check your options in 60 seconds. No hard credit pull, no obligation, and no impact on your credit score to see your rate.
Prequalify Now →How It Works
- Prequalify online in about 60 seconds. Soft credit check only, no impact to your score.
- See your options including monthly payment estimates and term choices.
- Book your estimate and we quote the job knowing your budget already fits.
- Approved and installed. You pay Wisetack in fixed monthly payments over your chosen term.
What Wisetack Financing Covers
Use Wisetack for anything we do:
- Heat pump installation and replacement
- Furnace replacement and gas conversion
- Central air conditioning
- Ductless mini-split systems
- Indoor air quality upgrades (filtration, whole-home dehumidifier, UV)
- HVAC repairs including emergency no-heat and no-cool calls
- Maintenance plans and annual tune-up bundles
Stack Financing with Rebates
Most Pierce County customers finance the amount left after incentives, not the full sticker price. Here is the full 2026 PSE and TPU residential HVAC rebate lineup. Every dollar amount below links to the official utility program page.
| Utility program | Rebate amount | Applies to |
|---|---|---|
| PSE electric resistance to air source heat pump → Puget Sound Energy electric customers | $1,500 standard $2,400 Efficiency Boost (income qualified) | Replacing electric baseboards, wall heaters, or an electric forced air furnace with a qualifying air source or ductless heat pump. Single family homes. |
| PSE hybrid heat pump (gas furnace + heat pump) → Puget Sound Energy natural gas customers | $1,500 standard $2,400 Efficiency Boost (income qualified) | Converting a natural gas furnace to a hybrid heating system. Existing PSE natural gas heat required. Electric-only, propane, and oil homes do not qualify. |
| PSE heat pump to heat pump upgrade → Puget Sound Energy customers with an existing ducted heat pump | $1,500 standard $2,400 Efficiency Boost (income qualified) | Installing a high-efficiency ducted heat pump to replace an existing ducted heat pump that is outside the manufacturer warranty. Ductless not eligible. |
| PSE gas to heat pump (income qualified) → Puget Sound Energy customers who meet Efficiency Boost income limits | Up to $4,000 | Converting from a natural gas furnace to a qualifying air source heat pump. Income qualified households only. |
| PSE heat pump water heater → Puget Sound Energy electric customers | $1,000 standard $1,100 Efficiency Boost (income qualified) | Qualifying Tier 3 or Tier 4 heat pump water heaters. Single family homes only. Apply within 30 days of install. |
| PSE smart thermostat → Puget Sound Energy customers | $75 standard $175 Efficiency Boost (income qualified) | Any qualifying ENERGY STAR smart thermostat with on-board occupancy sensor. Instant rebate available at PSE Marketplace or apply after purchase. |
| TPU air source heat pump (ducted) → Tacoma Public Utilities electric customers | $1,000 | Replacing existing electric zonal or electric forced air heat with an air source (ducted) heat pump. Must use a Tacoma Power Participating Contractor. |
| TPU ductless heat pump → Tacoma Public Utilities electric customers | $1,000 up to 4 indoor heads $650 for 5 plus indoor heads | Replacing existing electric zonal or electric forced air heat with a ductless heat pump. Main-area installation required. |
| TPU variable-speed heat pump replacing electric furnace → Tacoma Public Utilities electric customers | $2,000 | Variable-speed heat pump when replacing an existing electric forced air furnace. Highest single line item in the TPU rebate table. |
| TPU variable-speed heat pump replacing non-electric heat → Tacoma Public Utilities customers with existing gas, propane, or oil heat | $1,000 | Variable-speed heat pump replacing an existing non-electric primary heat source. Standard ductless and standard air-source heat pumps are not eligible when existing heat is non-electric. |
Important note on PSE eligibility: PSE requires all rebate-qualifying heat pump installations to be performed by a member of the PSE Trade Ally Network or a Recommended Energy Professional (REP). GreenFlow qualifies on both counts. Confirm your installer’s current status before purchase.
Rebate amounts and eligibility change each program year. We confirm current PSE and TPU offers with you at estimate time and, when the paperwork is ours to file, we handle it. Full 2026 rebate matrix: GreenFlow rebate hub. Utility source pages: Puget Sound Energy heating rebates and Tacoma Public Utilities heat pumps. We are not tax advisors: confirm any tax questions with a qualified professional.
Also Worth Knowing
Service members and first responders receive a 5% discount on our work: EMTs, firefighters, police officers, and active duty military and veterans. The discount stacks with financing and rebates.
Frequently Asked Questions
Does prequalifying hurt my credit?
No. Wisetack uses a soft credit check to show your options. Your credit score is not affected. A hard pull only happens if you accept a loan.
How fast is approval?
Most people see prequalified offers in about 60 seconds. Final approval usually happens the same day once you have chosen a plan.
What loan terms are available?
Wisetack offers terms typically ranging from a few months up to 60 months, with fixed monthly payments. Your specific offers depend on your credit and the job total. See exact terms during prequalification.
Can I use financing for a repair, not just an install?
Yes. Wisetack covers repairs, maintenance plans, and full system installs. If it is HVAC work we do, you can finance it.
Can I combine financing with rebates?
Yes, and most customers do. Get the full quote first, apply the rebates you qualify for, then finance the remainder.
Is there a prepayment penalty?
Wisetack loans do not charge prepayment penalties. Pay off early with no fees.
Ready When You Are
Two ways to get started
Prequalify online now, or call us first to talk through the job.
Prequalify with Wisetack Call (253) 370-8641GreenFlow Heating & Cooling serving Tacoma & Pierce County, WA. Phone: (253) 370-8641. Email: njoslin@greenflowhvac.com. Locally operated. O6A HVAC/R Licensed and EPA certified. Lifetime workmanship guarantee plus 2 year labor coverage. We answer emergency calls 24/7 for no heat, no cooling, gas odors, and electrical burning smells.