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What a heat pump actually costs to install in Tacoma in 2026: ducted vs ductless price ranges, PSE and TPU rebate math, older-home wiring reality, and a side by side example for the same 1,850 sq ft home.

A working Tacoma HVAC contractor walks through the real 2026 decision: when a heat pump wins in Pierce County, when a gas furnace is still the right call, and the four questions that actually settle it.